Epic Realty

More Than a Purchase

Buying a house is an exciting, but sometimes stressful, process that involves searching for the right home, securing financing, and making a big financial commitment. It can be incredibly rewarding, offering stability, investment potential, and a place to truly call your own. We’ve outlined the basic steps below.

Are you ready to become a homeowner?

Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.

Find a Realtor

In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with Realtor professionals who know the community and much more.

Get a mortgage pre-approval

Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.

Look at homes

A quick search on our site and/or REALTOR.com will bring up listed properties for sale in your search area. Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose.

Get funding

The cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs, and taxes are added). Get as much information as possible regarding your mortgage options and other costs.

Make an offer

While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value – or additional costs – for buyers.

Get a home inspection

Before you finalize your house purchase, hire a professional home inspector! This should be included in your purchase contract as a condition of closing the sale.

Closing

The closing process, which in different parts of the country is also known as “settlement” or “escrow,” is increasingly computerized and automated. In practice, closings bring together a variety of parties who are part of the real estate transaction.